Manulife Wealth has four robust fee-based programs that our advisors can offer clients to create personalized solutions based on their individual wealth needs.

• Apex Unified Managed Account (UMA) Program
• Advisor Managed Program
• Premier Investment Program
• Masters Private Account Program

Apex Unified Managed Account (UMA) Program

The Apex UMA Program is a fee-based, managed account solution that offers you the ability to streamline your practice using a model-based approach while building personalized portfolios for your clients.With Envestnet, a cutting-edge, integrated wealth management platform, it provides robust client reporting, efficient workflow management capabilities, book of business reporting and analytics.

• Unified management and diversification – Access a greater range of investment solutions including SMA models, mutual funds, ETFs and model portfolios. Your clients can benefit from account consolidation and a multi-currency structure.
• Greater efficiency and productivity – Save hundreds of hours annually on administrative tasks and investment management by outsourcing security selection, trading, rebalancing, cash management, and fee collection to the Manulife Central Trading Team. This allows you to concentrate on financial planning, marketing, and managing client relationships.
• Advanced technology – Utilize Envestnet, the leading platform for wealth management, to create your own models, simplify portfolio management, and leverage service request functionality to automate some account maintenance tasks.

Due to the discretionary nature of the Apex UMA Program, it is only available for sale by CIRO-licensed advisors (investment advisors only).

Advisor Managed Program

The Advisor Managed Program allows Manulife Wealth Inc. advisors to operate their businesses under a discretionary trading model as a CIRO-registered portfolio manager. In the program, clients delegate trading authority to you, their portfolio manager.

• Build a model-based business – Build a scalable business model to serve more clients and increase revenue.
• Discretionary portfolio management – Leverage the freedom to select investments and control the timing of trades to achieve better results.
• Better client experience – Stand out as a registered portfolio manager and offer an elevated investing experience.

Due to the discretionary nature of the Advisor Managed Program, it is only available for sale by CIRO licensed advisors (investment advisors only).

Premier Investment Program

Premier Investment Program (Premier) is a fee-based platform that offers a range of investment services and the ability to hold a wide variety of investment products including mutual funds and individual stocks and bonds. Virtually every investment offered at Manulife Wealth can be held in a Premier plan.

Premier allows you to design a service package and compensation structure that aligns with your unique value proposition. This flexibility allows you to be appropriately compensated for the level of service your clients require. In addition, the tiered fee schedule allows you flexibility to lower fees as assets increase, for perhaps competitive reasons, or simply to reward clients for consolidating larger portfolios with you.

• Flexible pricing – Allows advisors to customize fees for each client relationship.
• Full transparency – Fees are negotiated with clients upfront.
• Bundled – Annual registered retirement account administration fee ($150/sin) is waived, allotment of equity trades is included.
• Predictable revenue – Based on advice and services rather than trade execution.

This program is available for sale by CIRO-licensed advisors (investment and mutual fund advisors).

Masters Private Account Program

With the Masters Private Account Program, clients delegate trading authority to third-party portfolio managers including some of North America’s largest and most respected asset management organizations.

• Top institutional portfolio managers – delegate trades and monitoring so you can focus on growing your business.
• One all-inclusive fee – One fee covers all administrative costs for your clients’ masters account, including investment advice, portfolio management, and trading.
• Foster deeper client relationships – Spend more time building relationships and less on client trades, authorizations, and management.

Due to the discretionary nature of the Masters Private Account Program, it is only available for sale by CIRO-licensed advisors (investment advisors only).